Family Loan฿5,000 at 0%
฿1,000/mo
↓ Roll ฿1,000 down
Credit Card฿30,000 at 16%
฿2,000/mo
↓ Roll ฿3,000 down
Personal Loan฿60,000 at 12%
฿3,000/mo
↓ Roll ฿6,000 down
Car Loan฿180,000 at 8%
฿4,000/mo
Focus all extra money on the Family Loan (smallest balance). Pay minimums on everything else.